United Bank Limited


United Bank Limited (UBL) is a multinational commercial bank. Established in 1959, UBL was the second international bank to start banking operations in Abu Dhabi in 1967.

Following UBL’s privatisation in 2002, a professional management team, supported by an independent board of directors succeeded in positioning the bank as a progressive and proficient player in its targeted markets. UBL is owned by the Bestway Group of UK with Sir Mohammad Anwar Pervez, OBE HPk, as the Chairman of the board of directors of the Bank.

In May 2016, UBL was adjudged ‘Best Bank 2016’ at the first Pakistan Banking Awards, held under the auspices of the Institute of Bankers Pakistan. In September 2017, UBL won the “Best Bank for Corporate Finance & Capital Market Development” Award at the Pakistan Banking Awards 2017. This award recognizes a bank that has demonstrated the most significant contribution in promoting capital market development, deepening secondary markets and providing advisory services to optimize efficient use of industrial and commercial assets.

UBL has become the only bank to win the Pakistan Stock Exchange (PSX) “Top Companies of the Year” Award for three consecutive years (2016-18).

Asiamoney Pakistan, a prestigious financial publication, declared UBL as the best Domestic Bank of Pakistan for two consecutive years in 2011, 2012 and named UBL the Best Digital Bank in 2020. The Banker magazine, another widely read and notable financial publication, awarded it the “Bank of the Year 2012 Pakistan” and “Bank of the Year 2020 Pakistan”. At the 16th Asian Brand Congress, UBL received the Brand Leadership Award for brand excellence in its international network.

UBL provides a complete array of services in corporate and retail banking. Currently, it has six branches in the UAE – two in Abu Dhabi, three in Dubai and one in Sharjah. All branches provide full banking services during extended evening hours until 8 pm, all seven days of the week. United Bank Limited is licensed by the Central Bank of the UAE.




Represented by:

Zahid Hussain
General Manager UAE


Zahid is a seasoned banker with a diversified experience of over 27 years of including 20 years of International banking experience. He has been associated with UBL International since 2004 and has held various senior level roles in different geographical locations including China, UAE and Yemen.

He holds an M.Sc. in International Banking & Financial Studies from Heriot Watt University UK and M.Sc. Public Administration from Quaid-e- Azam University Pakistan. Additionally he is a diploma holder of the Institute of Bankers of Pakistan.